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Should I have a Durable Power of Attorney?

What is a Durable Power of Attorney and Should I have One? (Part I)
In my opinion, a durable power of attorney is often times the most important estate planning document that you can have. It’s also one of the most abused documents (more about that in Part II). A durable power of attorney (DPOA) gives someone authority to make financial decisions for you, such as paying your bills, talking to your insurance company or credit card company, selling property etc. If you become incapacitated and don’t have a DPOA, the only way someone can help you is to petition the court to become your guardian. Guardianships are intrusive, expensive and time consuming. Don’t end up in guardianship court . . . . . . . . get a durable power of attorney BEFORE it’s too late.

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